Alabama’s Total Single and Family Premiums Rank Significantly Below National Average
BIRMINGHAM, AL — Blue Cross and Blue Shield of Alabama is proud latest reports show Alabama has the seventh lowest average annual family premium among employers and the fifth lowest average annual single premium nationwide. That is $856 less than the National average for Single premiums and $2,727 less than the National Average for Family premiums. This is according to the federal government’s 2025 Medical Expenditure Panel Survey (MEPS) conducted by the Department of Health and Human Services.
“We are committed to helping Alabamians access the quality healthcare they need at the most affordable price possible,” said Tim Vines, President and CEO of Blue Cross and Blue Shield of Alabama. “That commitment drives our ongoing efforts to implement effective cost-management strategies and pursue new opportunities that help make healthcare more affordable for our members.”
The 2025 MEPS report below shows how Alabama compares to other states for average annual family premiums among employers:
| Single | Family | ||||
| National Average | $9,025 | National Average | $26,281 | ||
| State | Premium | State | Premium | ||
| 1 | Mississippi | $7,612 | 1 | Mississippi | $21,932 |
| 2 | Arizona | $7,734 | 2 | Montana | $21,989 |
| 3 | Arkansas | $7,804 | 3 | Arkansas | $22,956 |
| 4 | Missouri | $8,084 | 4 | Nevada | $23,075 |
| 5 | Alabama | $8,169 | 5 | Arizona | $23,143 |
| 6 | Nevada | $8,215 | 6 | Indiana | $23,497 |
| 7 | Michigan | $8,230 | 7 | Alabama | $23,554 |
| 8 | Hawaii | $8,285 | 8 | Hawaii | $23,603 |
| 9 | Indiana | $8,355 | 9 | Michigan | $23,800 |
| 10 | Utah | $8,448 | 10 | Kentucky | $24,520 |
About Blue Cross and Blue Shield of Alabama
Blue Cross and Blue Shield of Alabama has insured Alabamians for 90 years. Blue Cross offers coverage plans to corporations, individuals and the senior market. For more information about
Blue Cross, visit AlabamaBlue.com. Connect with us on Facebook, check out our videos on YouTube and follow us on Twitter for more up-to-date information. Blue Cross and Blue Shield of Alabama is an independent licensee of the Blue Cross and Blue Shield Association.
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